The Uninhabited House
by Mrs. J. H. Riddell
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If ever a residence, "suitable in every respect for a family of position," haunted a lawyer's offices, the "Uninhabited House," about which I have a story to tell, haunted those of Messrs. Craven and Son, No. 200, Buckingham Street, Strand.

It did not matter in the least whether it happened to be let or unlet: in either case, it never allowed Mr. Craven or his clerks, of whom I was one, to forget its existence.

When let, we were in perpetual hot water with the tenant; when unlet, we had to endeavour to find some tenant to take that unlucky house.

Happy were we when we could get an agreement signed for a couple of years—although we always had misgivings that the war waged with the last occupant would probably have to be renewed with his successor.

Still, when we were able to let the desirable residence to a solvent individual, even for twelve months, Mr. Craven rejoiced.

He knew how to proceed with the tenants who came blustering, or threatening, or complaining, or bemoaning; but he did not know what to do with Miss Blake and her letters, when no person was liable for the rent.

All lawyers—I am one myself, and can speak from a long and varied experience—all lawyers, even the very hardest, have one client, at all events, towards whom they exhibit much forbearance, for whom they feel a certain sympathy, and in whose interests they take a vast deal of trouble for very little pecuniary profit.

A client of this kind favours me with his business—he has favoured me with it for many years past. Each first of January I register a vow he shall cost me no more time or money. On each last day of December I find he is deeper in my debt than he was on the same date a twelvemonth previous.

I often wonder how this is—why we, so fierce to one human being, possibly honest and well-meaning enough, should be as wax in the hand of the moulder, when another individual, perhaps utterly disreputable, refuses to take "No" for an answer.

Do we purchase our indulgences in this way? Do we square our accounts with our own consciences by remembering that, if we have been as stone to Dick, Tom, and Harry, we have melted at the first appeal of Jack?

My principal, Mr. Craven—than whom a better man never breathed—had an unprofitable client, for whom he entertained feelings of the profoundest pity, whom he treated with a rare courtesy. That lady was Miss Blake; and when the old house on the Thames stood tenantless, Mr. Craven's bed did not prove one of roses.

In our firm there was no son—Mr. Craven had been the son; but the old father was dead, and our chief's wife had brought him only daughters.

Still the title of the firm remained the same, and Mr. Craven's own signature also.

He had been junior for such a number of years, that, when Death sent a royal invitation to his senior, he was so accustomed to the old form, that he, and all in his employment, tacitly agreed it was only fitting he should remain junior to the end.

A good man. I, of all human beings, have reason to speak well of him. Even putting the undoubted fact of all lawyers keeping one unprofitable client into the scales, if he had not been very good he must have washed his hands of Miss Blake and her niece's house long before the period at which this story opens.

The house did not belong to Miss Blake. It was the property of her niece, a certain Miss Helena Elmsdale, of whom Mr. Craven always spoke as that "poor child."

She was not of age, and Miss Blake managed her few pecuniary affairs.

Besides the "desirable residence, suitable," etcetera, aunt and niece had property producing about sixty-five pounds a year. When we could let the desirable residence, handsomely furnished, and with every convenience that could be named in the space of a half-guinea advertisement, to a family from the country, or an officer just returned from India, or to an invalid who desired a beautiful and quiet abode within an easy drive of the West End—when we could do this, I say, the income of aunt and niece rose to two hundred and sixty-five pounds a year, which made a very material difference to Miss Blake.

When we could not let the house, or when the payment of the rent was in dispute, Mr. Craven advanced the lady various five and ten pound notes, which, it is to be hoped, were entered duly to his credit in the Eternal Books. In the mundane records kept in our offices, they always appeared as debits to William Craven's private account.

As for the young men about our establishment, of whom I was one, we anathematised that house. I do not intend to reproduce the language we used concerning it at one period of our experience, because eventually the evil wore itself out, as most evils do, and at last we came to look upon the desirable residence as an institution of our firm—as a sort of cause celebre, with which it was creditable to be associated—as a species of remarkable criminal always on its trial, and always certain to be defended by Messrs. Craven and Son.

In fact, the Uninhabited House—for uninhabited it usually was, whether anyone was answerable for the rent or not—finally became an object of as keen interest to all Mr. Craven's clerks as it became a source of annoyance to him.

So the beam goes up and down. While Mr. Craven pooh-poohed the complaints of tenants, and laughed at the idea of a man being afraid of a ghost, we did not laugh, but swore. When, however, Mr. Craven began to look serious about the matter, and hoped some evil-disposed persons were not trying to keep the place tenantless, our interest in the old house became absorbing. And as our interest in the residence grew, so, likewise, did our appreciation of Miss Blake.

We missed her when she went abroad—which she always did the day a fresh agreement was signed—and we welcomed her return to England and our offices with effusion. Safely I can say no millionaire ever received such an ovation as fell to the lot of Miss Blake when, after a foreign tour, she returned to those lodgings near Brunswick Square, which her residence ought, I think, to have rendered classic.

She never lost an hour in coming to us. With the dust of travel upon her, with the heat and burden of quarrels with railway porters, and encounters with cabmen, visible to anyone who chose to read the signs of the times, Miss Blake came pounding up our stairs, wanting to see Mr. Craven.

If that gentleman was engaged, she would sit down in the general office, and relate her latest grievance to a posse of sympathising clerks.

"And he says he won't pay the rent," was always the refrain of these lamentations.

"It is in Ireland he thinks he is, poor soul!" she was wont to declare.

"We'll teach him different, Miss Blake," the spokesman of the party would declare; whilst another ostentatiously mended a pen, and a third brought down a ream of foolscap and laid it with a thump before him on the desk.

"And, indeed, you're all decent lads, though full of your tricks," Miss Blake would sometimes remark, in a tone of gentle reproof. "But if you had a niece just dying with grief, and a house nobody will live in on your hands, you would not have as much heart for fun, I can tell you that."

Hearing which, the young rascals tried to look sorrowful, and failed.

In the way of my profession I have met with many singular persons, but I can safely declare I never met with any person so singular as Miss Blake.

She was—I speak of her in the past tense, not because she is dead, but because times and circumstances have changed since the period when we both had to do with the Uninhabited House, and she has altered in consequence—one of the most original people who ever crossed my path.

Born in the north of Ireland, the child of a Scottish-Ulster mother and a Connaught father, she had ingeniously contrived to combine in her own person the vices of two distinct races, and exclude the virtues of both.

Her accent was the most fearful which could be imagined. She had the brogue of the West grafted on the accent of the North. And yet there was a variety about her even in this respect. One never could tell, from visit to visit, whether she proposed to pronounce "written" as "wrutten" or "wretten";[Footnote: The wife of a celebrated Indian officer stated that she once, in the north of Ireland, heard Job's utterance thus rendered—"Oh! that my words were wrutten, that they were prented in a buke."] whether she would elect to style her parents, to whom she made frequent reference, her "pawpaw and mawmaw," or her "pepai and memai."

It all depended with whom Miss Blake had lately been most intimate. If she had been "hand and glove" with a "nob" from her own country—she was in no way reticent about thus styling her grander acquaintances, only she wrote the word "knob"—who thought to conceal his nationality by "awing" and "hawing," she spoke about people being "morried" and wearing "sockcloth and oshes." If, on the contrary, she had been thrown into the society of a lady who so far honoured England as to talk as some people do in England, we had every A turned into E, and every U into O, while she minced her words as if she had been saying "niminy piminy" since she first began to talk, and honestly believed no human being could ever have told she had been born west of St. George's Channel.

But not merely in accent did Miss Blake evidence the fact that her birth had been the result of an injudicious cross; the more one knew of her, the more clearly one saw the wrong points she threw out.

Extravagant to a fault, like her Connaught father, she was in no respect generous, either from impulse or calculation.

Mean about minor details, a turn of character probably inherited from the Ulster mother, she was utterly destitute of that careful and honest economy which is an admirable trait in the natives of the north of Ireland, and which enables them so frequently, after being strictly just, to be much more than liberal.

Honest, Miss Blake was not—or, for that matter, honourable either. Her indebtedness to our firm could not be considered other than a matter of honour, and yet she never dreamt of paying her debt to Mr. Craven.

Indeed, to do Miss Blake strict justice, she never thought of paying the debts she owed to anyone, unless she was obliged to do so.

Nowadays, I fear it would fare hard with her were she to try her old tactics with the British tradesman; but, in the time of which I am writing, co-operative societies were not, and then the British tradesman had no objection, I fancy, to be gulled.

Perhaps, like the lawyer and the unprofitable client, he set-off being gulled on one side his ledger against being fleeced on the other.

Be this as it may, we were always compounding some liability for Miss Blake, as well as letting her house and fighting with the tenants.

At first, as I have said, we found Miss Blake an awful bore, but we generally ended by deciding we could better spare a better man. Indeed, the months when she did not come to our office seemed to want flavour.

Of gratitude—popularly supposed to be essentially characteristic of the Irish—Miss Blake was utterly destitute. I never did know—I have never known since, so ungrateful a woman.

Not merely did she take everything Mr. Craven did for her as a right, but she absolutely turned the tables, and brought him in her debtor.

Once, only once, that I can remember, he ventured to ask when it would be convenient for her to repay some of the money he had from time to time advanced.

Miss Blake was taken by surprise, but she rose equal to the occasion.

"You are joking, Mr. Craven," she said. "You mean, when will I want to ask you to give me a share of the profits you have made out of the estate of my poor sister's husband. Why, that house has been as good as an annuity to you. For six long years it has stood empty, or next to empty, and never been out of law all the time."

"But, you know, Miss Blake, that not a shilling of profit has accrued to me from the house being in law," he pleaded. "I have always been too glad to get the rent for you, to insist upon my costs, and, really—."

"Now, do not try to impose upon me," she interrupted, "because it is of no use. Didn't you make thousands of the dead man, and now haven't you got the house? Why, if you never had a penny of costs, instead of all you have pocketed, that house and the name it has brought to you, and the fame which has spread abroad in consequence, can't be reckoned as less than hundreds a year to your firm. And yet you ask me for the return of a trumpery four or five sovereigns—I am ashamed of you! But I won't imitate your bad example. Let me have five more to-day, and you can stop ten out of the Colonel's first payment."

"I am very sorry," said my employer, "but I really have not five pounds to spare."

"Hear him," remarked Miss Blake, turning towards me. "Young man"—Miss Blake steadily refused to recognise the possibility of any clerk being even by accident a gentleman—"will you hand me over the newspaper?"

I had not the faintest idea what she wanted with the newspaper, and neither had Mr. Craven, till she sat down again deliberately—the latter part of this conversation having taken place after she rose, preparatory to saying farewell—opened the sheet out to its full width, and commenced to read the debates.

"My dear Miss Blake," began Mr. Craven, after a minute's pause, "you know my time, when it is mine, is always at your disposal, but at the present moment several clients are waiting to see me, and—"

"Let them wait," said Miss Blake, as he hesitated a little. "Your time and their time is no more valuable than mine, and I mean to stay here," emphasising the word, "till you let me have that five pounds. Why, look, now, that house is taken on a two years' agreement, and you won't see me again for that time—likely as not, never; for who can tell what may happen to anybody in foreign parts? Only one charge I lay upon you, Mr. Craven: don't let me be buried in a strange country. It is bad enough to be so far as this from my father and my mother's remains, but I daresay I'll manage to rest in the same grave as my sister, though Robert Elmsdale lies between. He separated us in life—not that she ever cared for him; but it won't matter much when we are all bones and dust together—"

"If I let you have that five pounds," here broke in Mr. Craven, "do I clearly understand that I am to recoup myself out of Colonel Morris' first payment?"

"I said so as plain as I could speak," agreed Miss Blake; and her speech was very plain indeed.

Mr. Craven lifted his eyebrows and shrugged his shoulders, while he drew his cheque-book towards him.

"How is Helena?" he asked, as he wrote the final legendary flourish after Craven and Son.

"Helena is but middling, poor dear," answered Miss Blake—on that occasion she called her niece Hallana. "She frets, the creature, as is natural; but she will get better when we leave England. England is a hard country for anyone who is all nairves like Halana."

"Why do you never bring her to see me?" asked Mr. Craven, folding up the cheque.

"Bring her to be stared at by a parcel of clerks!" exclaimed Miss Blake, in a tone which really caused my hair to bristle. "Well-mannered, decent young fellows in their own rank, no doubt, but not fit to look at my sister's child. Now, now, Mr. Craven, ought Kathleen Blake's—or, rather, Kathleen Elmsdale's daughter to serve as a fifth of November guy for London lads? You know she is handsome enough to be a duchess, like her mother."

"Yes, yes, I know," agreed Mr. Craven, and handed over the cheque.

After I had held the door open for Miss Blake to pass out, and closed it securely and resumed my seat, Miss Blake turned the handle and treated us to another sight of her bonnet.

"Good-bye, William Craven, for two years at any rate; and if I never see you again, God bless you, for you've been a true friend to me and that poor child who has nobody else to look to," and then, before Mr. Craven could cross the room, she was gone.

"I wonder," said I, "if it will be two years before we see her again?"

"No, nor the fourth of two years," answered my employer. "There is something queer about that house."

"You don't think it is haunted, sir, do you?" I ventured.

"Of course not," said Mr. Craven, irritably; "but I do think some one wants to keep the place vacant, and is succeeding admirably."

The question I next put seemed irrelevant, but really resulted from a long train of thought. This was it:

"Is Miss Elmsdale very handsome, sir?"

"She is very beautiful," was the answer; "but not so beautiful as her mother was."

Ah me! two old, old stories in a sentence. He had loved the mother, and he did not love the daughter. He had seen the mother in his bright, hopeful youth, and there was no light of morning left for him in which he could behold the child.

To other eyes she might, in her bright spring-time, seem lovely as an angel from heaven, but to him no more such visions were to be vouchsafed.

If beauty really went on decaying, as the ancients say, by this time there could be no beauty left. But oh! greybeard, the beauty remains, though our eyes may be too dim to see it; the beauty, the grace, the rippling laughter, and the saucy smiles, which once had power to stir to their very depths our hearts, friend—our hearts, yours and mine, comrade, feeble, and cold, and pulseless now.


The story was told to me afterwards, but I may as well weave it in with mine at this juncture.

From the maternal ancestress, the Demoiselles Blake inherited a certain amount of money. It was through no fault of the paternal Blake—through no want of endeavours on his part to make ducks and drakes of all fortune which came in his way, that their small inheritance remained intact; but the fortune was so willed that neither the girls nor he could divert the peaceful tenure of its half-yearly dividends.

The mother died first, and the father followed her ere long, and then the young ladies found themselves orphans, and the possessors of a fixed income of one hundred and thirty pounds a year.

A modest income, and yet, as I have been given to understand, they might have married well for the money.

In those days, particularly in Ireland, men went very cheap, and the Misses Blake, one and both, could, before they left off mourning, have wedded, respectively, a curate, a doctor, a constabulary officer, and the captain of a government schooner.

The Misses Blake looked higher, however, and came to England, where rich husbands are presumably procurable. Came, but missed their market. Miss Kathleen found only one lover, William Craven, whose honest affection she flouted; and Miss Susannah found no lover at all.

Miss Kathleen wanted a duke, or an earl—a prince of the blood royal being about that time unprocurable; and an attorney, to her Irish ideas, seemed a very poor sort of substitute. For which reason she rejected the attorney with scorn, and remained single, the while dukes and earls were marrying and intermarrying with their peers or their inferiors.

Then suddenly there came a frightful day when Kathleen and Susannah learned they were penniless, when they understood their trustee had robbed them, as he had robbed others, and had been paying their interest out of what was left of their principal.

They tried teaching, but they really had nothing to teach. They tried letting lodgings. Even lodgers rebelled against their untidiness and want of punctuality.

The eldest was very energetic and very determined, and the youngest very pretty and very conciliatory. Nevertheless, business is business, and lodgings are lodgings, and the Misses Blake were on the verge of beggary, when Mr. Elmsdale proposed for Miss Kathleen and was accepted.

Mr. Craven, by that time a family man, gave the bride away, and secured Mr. Elmsdale's business.

Possibly, had Mrs. Elmsdale's marriage proved happy, Mr. Craven might have soon lost sight of his former love. In matrimony, as in other matters, we are rarely so sympathetic with fulfilment as with disappointment. The pretty Miss Blake was a disappointed woman after she had secured Mr. Elmsdale. She then understood that the best life could offer her was something very different indeed from the ideal duke her beauty should have won, and she did not take much trouble to conceal her dissatisfaction with the arrangements of Providence.

Mr. Craven, seeing what Mr. Elmsdale was towards men, pitied her. Perhaps, had he seen what Mrs. Elmsdale was towards her husband, he might have pitied him; but, then, he did not see, for women are wonderful dissemblers.

There was Elmsdale, bluff in manner, short in person, red in the face, cumbersome in figure, addicted to naughty words, not nice about driving fearfully hard bargains, a man whom men hated, not undeservedly; and yet, nevertheless, a man capable of loving a woman with all the veins of his heart, and who might, had any woman been found to love him, have compassed earthly salvation.

There were those who said he never could compass eternal; but they chanced to be his debtors—and, after all, that question lay between himself and God. The other lay between himself and his wife, and it must be confessed, except so far as his passionate, disinterested love for an utterly selfish woman tended to redeem and humanise his nature, she never helped him one step along the better path.

But, then, the world could not know this, and Mr. Craven, of whom I am speaking at the moment, was likely, naturally, to think Mr. Elmsdale all in the wrong.

On the one hand he saw the man as he appeared to men: on the other he saw the woman as she appeared to men, beautiful to the last; fragile, with the low voice, so beautiful in any woman, so more especially beautiful in an Irish woman; with a languid face which insured compassion while never asking for it; with the appearance of a martyr, and the tone and the manner of a suffering saint.

Everyone who beheld the pair together, remarked, "What a pity it was such a sweet creature should be married to such a bear!" but Mr. Elmsdale was no bear to his wife: he adored her. The selfishness, the discontent, the ill-health, as much the consequence of a peevish, petted temper, as of disease, which might well have exhausted the patience and tired out the love of a different man, only endeared her the more to him.

She made him feel how inferior he was to her in all respects; how tremendously she had condescended, when she agreed to become his wife; and he quietly accepted her estimation of him, and said with a humility which was touching from its simplicity:

"I know I am not worthy of you, Kathleen, but I do my best to make you happy."

For her sake, not being a liberal man, he spent money freely; for her sake he endured Miss Blake; for her sake he bought the place which afterwards caused us so much trouble; for her sake, he, who had always scoffed at the folly of people turning their houses into stores for "useless timber," as he styled the upholsterer's greatest triumphs, furnished his rooms with a lavish disregard of cost; for her sake, he, who hated society, smiled on visitors, and entertained the guests she invited, with no grudging hospitality. For her sake he dressed well, and did many other things which were equally antagonistic to his original nature; and he might just as well have gone his own way, and pleased himself only, for all the pleasure he gave her, or all the thanks she gave him.

If Mr. Elmsdale had come home drunk five evenings a week, and beaten his wife, and denied her the necessaries of life, and kept her purse in a chronic state of emptiness, she might very possibly have been extremely grateful for an occasional kind word or smile; but, as matters stood, Mrs. Elmsdale was not in the least grateful for a devotion, as beautiful as it was extraordinary, and posed herself on the domestic sofa in the character of a martyr.

Most people accepted the representation as true, and pitied her. Miss Blake, blissfully forgetful of that state of impecuniosity from which Mr. Elmsdale's proposal had extricated herself and her sister, never wearied of stating that "Katty had thrown herself away, and that Mr. Elmsdale was not fit to tie her shoe-string."

She generously admitted the poor creature did his best; but, according to Blake, the poor creature's best was very bad indeed.

"It's not his fault, but his misfortune," the lady was wont to remark, "that he's like dirt beside her. He can't help his birth, and his dragging-up, and his disreputable trade, or business, or whatever he likes to call it; he can't help never having had a father nor mother to speak of, and not a lady or gentleman belonging to the family since it came into existence. I'm not blaming him, but it is hard for Kathleen, and she reared as she was, and accustomed to the best society in Ireland,—which is very different, let me tell you, from the best anybody ever saw in England."

There were some who thought, if Mrs. Elmsdale could tolerate her sister's company, she might without difficulty have condoned her husband's want of acquaintance with some points of grammar and etiquette; and who said, amongst themselves, that whereas he only maltreated, Miss Blake mangled every letter in the alphabet; but these carping critics were in the minority.

Mrs. Elmsdale was a beauty, and a martyr; Mr. Elmsdale a rough beast, who had no capacity of ever developing into a prince. Miss Blake was a model of sisterly affection, and if eccentric in her manner, and bewildering in the vagaries of her accent, well, most Irish people, the highest in rank not excepted, were the same. Why, there was Lord So-and-so, who stated at a public meeting that "roight and moight were not always convartible tarms"; and accepted the cheers and laughter which greeted his utterance as evidence that he had said something rather neat.

Miss Blake's accent was a very different affair indeed from those wrestles with his foe in which her brother-in-law always came off worsted. He endured agonies in trying to call himself Elmsdale, and rarely succeeded in styling his wife anything except Mrs. HE. I am told Miss Blake's mimicry of this peculiarity was delicious: but I never was privileged to hear her delineation, for, long before the period when this story opens, Mr. Elmsdale had departed to that land where no confusion of tongues can much signify, and where Helmsdale no doubt served his purpose just as well as Miss Blake's more refined pronunciation of his name.

Further, Miss Helena Elmsdale would not allow a word in depreciation of her father to be uttered when she was near, and as Miss Helena could on occasion develop a very pretty little temper, as well as considerable power of satire, Miss Blake dropped out of the habit of ridiculing Mr. Elmsdale's sins of omission and commission, and contented herself by generally asserting that, as his manner of living had broken her poor sister's heart, so his manner of dying had broken her—Miss Blake's—heart.

"It is only for the sake of the orphan child I am able to hold up at all," she would tell us. "I would not have blamed him so much for leaving us poor, but it was hard and cruel to leave us disgraced into the bargain"; and then Miss Blake would weep, and the wag of the office would take out his handkerchief and ostentatiously wipe his eyes.

She often threatened to complain of that boy—a merry, mischievous young imp—to Mr. Craven; but she never did so. Perhaps because the clerks always gave her rapt attention; and an interested audience was very pleasant to Miss Blake.

Considering the nature of Mr. Elmsdale's profession, Miss Blake had possibly some reason to complain of the extremely unprofitable manner in which he cut up. He was what the lady described as "a dirty money-lender."

Heaven only knows how he drifted into his occupation; few men, I imagine, select such a trade, though it is one which seems to exercise an enormous fascination for those who have adopted it.

The only son of a very small builder who managed to leave a few hundred pounds behind him for the benefit of Elmsdale, then clerk in a contractor's office, he had seen enough of the anxieties connected with his father's business to wash his hands of bricks and mortar.

Experience, perhaps, had taught him also that people who advanced money to builders made a very nice little income out of the capital so employed; and it is quite possible that some of his father's acquaintances, always in want of ready cash, as speculative folks usually are, offered such terms for temporary accommodation as tempted him to enter into the business of which Miss Blake spoke so contemptuously.

Be this as it may, one thing is certain—by the time Elmsdale was thirty he had established a very nice little connection amongst needy men: whole streets were mortgaged to him; terraces, nominally the property of some well-to-do builder, were virtually his, since he only waited the well-to-do builder's inevitable bankruptcy to enter into possession. He was not a sixty per cent man, always requiring some very much better security than "a name" before parting with his money; but still even twenty per cent, usually means ruin, and, as a matter of course, most of Mr. Elmsdale's clients reached that pleasant goal.

They could have managed to do so, no doubt, had Mr. Elmsdale never existed; but as he was in existence, he served the purpose for which it seemed his mother had borne him; and sooner or later—as a rule, sooner than later—assumed the shape of Nemesis to most of those who "did business" with him.

There were exceptions, of course. Some men, by the help of exceptional good fortune, roguery, or genius, managed to get out of Mr. Elmsdale's hands by other paths than those leading through Basinghall or Portugal Streets; but they merely proved the rule.

Notably amongst these fortunate persons may be mentioned a Mr. Harrison and a Mr. Harringford—'Arrison and 'Arringford, as Mr. Elmsdale called them, when he did not refer to them as the two Haitches.

Of these, the first-named, after a few transactions, shook the dust of Mr. Elmsdale's office off his shoes, sent him the money he owed by his lawyer, and ever after referred to Mr. Elmsdale as "that thief," "that scoundrel," that "swindling old vagabond," and so forth; but, then, hard words break no bones, and Mr. Harrison was not very well thought of himself.

His remarks, therefore, did Mr. Elmsdale very little harm—a money-lender is not usually spoken of in much pleasanter terms by those who once have been thankful enough for his cheque; and the world in general does not attach a vast amount of importance to the opinions of a former borrower. Mr. Harrison did not, therefore, hurt or benefit his quondam friend to any appreciable extent; but with Mr. Harringford the case was different.

He and Elmsdale had been doing business together for years, "everything he possessed in the world," he stated to an admiring coroner's jury summoned to sit on Mr. Elmsdale's body and inquire into the cause of that gentleman's death—"everything he possessed in the world, he owed to the deceased. Some people spoke hardly of him, but his experience of Mr. Elmsdale enabled him to say that a kinder-hearted, juster, honester, or better-principled man never existed. He charged high interest, certainly, and he expected to be paid his rate; but, then, there was no deception about the matter: if it was worth a borrower's while to take money at twenty per cent, why, there was an end of the matter. Business men are not children," remarked Mr. Harringford, "and ought not to borrow money at twenty per cent, unless they can make thirty per cent, out of it." Personally, he had never paid Mr. Elmsdale more than twelve and a half or fifteen per cent.; but, then, their transactions were on a large scale. Only the day before Mr. Elmsdale's death—he hesitated a little over that word, and became, as the reporters said, "affected"—he had paid him twenty thousand pounds. The deceased told him he had urgent need of the money, and at considerable inconvenience he raised the amount. If the question were pressed as to whether he guessed for what purpose that sum was so urgently needed, he would answer it, of course; but he suggested that it should not be pressed, as likely to give pain to those who were already in terrible affliction.

Hearing which, the jury pricked up their ears, and the coroner's curiosity became so intense that he experienced some difficulty in saying, calmly, that, "as the object of his sitting there was to elicit the truth, however much he should regret causing distress to anyone, he must request that Mr. Harringford, whose scruples did him honour, would keep back no fact tending to throw light upon so sad an affair."

Having no alternative after this but to unburden himself of his secret, Mr. Harringford stated that he feared the deceased had been a heavy loser at Ascot. Mr. Harringford, having gone to that place with some friends, met Mr. Elmsdale on the race-course. Expressing astonishment at meeting him there, Mr. Elmsdale stated he had run down to look after a client of his who he feared was going wrong. He said he did not much care to do business with a betting man. In the course of subsequent conversation, however, he told the witness he had some money on the favourite.

As frequently proves the case, the favourite failed to come in first: that was all Mr. Harringford knew about the matter. Mr. Elmsdale never mentioned how much he had lost—in fact, he never referred again, except in general terms, to their meeting. He stated, however, that he must have money, and that immediately; if not the whole amount, half, at all events. The witness found, however, he could more easily raise the larger than the smaller sum. There had been a little unpleasantness between him and Mr. Elmsdale with reference to the demand for money made so suddenly and so peremptorily, and he bitterly regretted having even for a moment forgotten what was due to so kind a friend.

He knew of no reason in the world why Mr. Elmsdale should have committed suicide. He was, in business, eminently a cautious man, and Mr. Harringford had always supposed him to be wealthy; in fact, he believed him to be a man of large property. Since the death of his wife, he had, however, noticed a change in him; but still it never crossed the witness's mind that his brain was in any way affected.

Miss Blake, who had to this point postponed giving her evidence, on account of the "way she was upset," was now able to tell a sympathetic jury and a polite coroner all she knew of the matter.

"Indeed," she began, "Robert Elmsdale had never been the same man since her poor sister's death; he mooned about, and would sit for half an hour at a time, doing nothing but looking at a faded bit of the dining-room carpet."

He took no interest in anything; if he was asked any questions about the garden, he would say, "What does it matter? she cannot see it now."

"Indeed, my lord," said Miss Blake, in her agitation probably confounding the coroner with the chief justice, "it was just pitiful to see the creature; I am sure his ways got to be heart-breaking."

"After my sister's death," Miss Blake resumed, after a pause, devoted by herself, the jury, and the coroner to sentiment, "Robert Elmsdale gave up his office in London, and brought his business home. I do not know why he did this. He would not, had she been living, because he always kept his trade well out of her sight, poor man. Being what she was, she could not endure the name of it, naturally. It was not my place to say he shouldn't do what he liked in his own house, and I thought the excitement of building a new room, and quarrelling with the builder, and swearing at the men, was good for him. He made a fireproof place for his papers, and he fitted up the office like a library, and bought a beautiful large table, covered with leather; and nobody to have gone in would have thought the room was used for business. He had a Turkey carpet on the floor, and chairs that slipped about on castors; and he planned a covered way out into the road, with a separate entrance for itself, so that none of us ever knew who went out or who came in. He kept his affairs secret as the grave."

"No," in answer to the coroner, who began to think Miss Blake's narrative would never come to an end. "I heard no shot: none of us did: we all slept away from that part of the house; but I was restless that night, and could not sleep, and I got up and looked out at the river, and saw a flare of light on it. I thought it odd he was not gone to bed, but took little notice of the matter for a couple of hours more, when it was just getting gray in the morning, and I looked out again, and still seeing the light, slipped on a dressing-wrapper and my slippers, and ran downstairs to tell him he would ruin his health if he did not go to his bed.

"When I opened the door I could see nothing; the table stood between me and him; but the gas was flaring away, and as I went round to put it out, I came across him lying on the floor. It never occurred to me he was dead; I thought he was in a fit, and knelt down to unloose his cravat, then I found he had gone.

"The pistol lay on the carpet beside him—and that," finished Miss Blake, "is all I have to tell."

When asked if she had ever known of his losing money by betting, she answered it was not likely he would tell her anything of that kind.

"He always kept his business to himself," she affirmed, "as is the way of most men."

In answer to other questions, she stated she never heard of any losses in business; there was plenty of money always to be had for the asking. He was liberal enough, though perhaps not so liberal latterly, as before his wife's death; she didn't know anything of the state of his affairs. Likely, Mr. Craven could tell them all about that.

Mr. Craven, however, proved unable to do so. To the best of his belief, Mr. Elmsdale was in very easy circumstances. He had transacted a large amount of business for him, but never any involving pecuniary loss or anxiety; he should have thought him the last man in the world to run into such folly as betting; he had no doubt Mrs. Elmsdale's death had affected him disastrously. He said more than once to witness, if it were not for the sake of his child, he should not care if he died that night.

All of which, justifying the jury in returning a verdict of "suicide while of unsound mind," they expressed their unanimous opinion to that effect—thus "saving the family the condemnation of felo de se" remarked Miss Blake.

The dead man was buried, the church service read over his remains, the household was put into mourning, the blinds were drawn up, the windows flung open, and the business of life taken up once more by the survivors.


It is quite competent for a person so to manage his affairs, that, whilst understanding all about them himself, another finds it next to impossible to make head or tail of his position.

Mr. Craven found that Mr. Elmsdale had effected this feat; entries there were in his books, intelligible enough, perhaps, to the man who made them, but as so much Hebrew to a stranger.

He had never kept a business banking account; he had no regular journal or ledger; he seemed to have depended on memoranda, and vague and uncertain writings in his diary, both for memory and accuracy; and as most of his business had been conducted viva voce, there were few letters to assist in throwing the slightest light on his transactions.

Even from the receipts, however, one thing was clear, viz., that he had, since his marriage, spent a very large sum of money; spent it lavishly, not to say foolishly. Indeed, the more closely Mr. Craven looked into affairs, the more satisfied he felt that Mr. Elmsdale had committed suicide simply because he was well-nigh ruined.

Mortgage-deeds Mr. Craven himself had drawn up, were nowhere to be found; neither could one sovereign of the money Mr. Harringford paid be discovered.

Miss Blake said she believed "that Harringford had never paid at all"; but this was clearly proved to be an error of judgment on the part of that impulsive lady. Not merely did Harringford hold the receipt for the money and the mortgage-deeds cancelled, but the cheque he had given to the mortgagee bore the endorsement—"Robert Elmsdale"; while the clerk who cashed it stated that Mr. Elmsdale presented the order in person, and that to him he handed the notes.

Whatever he had done with the money, no notes were to be found; a diligent search of the strong room produced nothing more important than the discovery of a cash-box containing three hundred pounds; the title-deeds of River Hall—such being the modest name by which Mr. Elmsdale had elected to have his residence distinguished; the leases relating to some small cottages near Barnes; all the letters his wife had ever written to him; two locks of her hair, one given before marriage, the other cut after her death; a curl severed from the head of my "baby daughter"; quantities of receipts—and nothing more.

"I wonder he can rest in his grave," said Miss Blake, when at last she began to realize, in a dim sort of way, the position of affairs.

According to the River Hall servants' version, Mr. Elmsdale did anything rather than rest in his grave. About the time the new mourning had been altered to fit perfectly, a nervous housemaid, who began perhaps to find the house dull, mooted the question as to whether "master walked."

Within a fortnight it was decided in solemn conclave that master did; and further, that the place was not what it had been; and moreover, that in the future it was likely to be still less like what it had been.

There is a wonderful instinct in the lower classes, which enables them to comprehend, without actual knowledge, when misfortune is coming upon a house: and in this instance that instinct was not at fault.

Long before Mr. Craven had satisfied himself that his client's estate was a very poor one, the River Hall servants, one after another, had given notice to leave—indeed, to speak more accurately, they did not give notice, for they left; and before they left they took care to baptize the house with such an exceedingly bad name, that neither for love nor money could Miss Blake get a fresh "help" to stay in it for more than twenty-four hours.

First one housemaid was taken with "the shivers"; then the cook had "the trembles"; then the coachman was prepared to take his solemn affidavit, that, one night long after everyone in the house to his knowledge was in bed, he "see from his room above the stables, a light a-shining on the Thames, and the figures of one or more a passing and a repassing across the blind." More than this, a new page-boy declared that, on a certain evening, before he had been told there was anything strange about the house, he heard the door of the passage leading from the library into the side-road slam violently, and looking to see who had gone out by that unused entrance, failed to perceive sign of man, woman, or child, by the bright moonlight.

Moved by some feeling which he professed himself unable to "put a name on," he proceeded to the door in question, and found it barred, chained, and bolted. While he was standing wondering what it meant, he noticed the light as of gas shining from underneath the library door; but when he softly turned the handle and peeped in, the room was dark as the grave, and "like cold water seemed running down his back."

Further, he averred, as he stole away into the hall, there was a sound followed him as between a groan and a cry. Hearing which statement, an impressionable charwoman went into hysterics, and had to be recalled to her senses by a dose of gin, suggested and taken strictly as a medicine.

But no supply of spirituous liquors, even had Miss Blake been disposed to distribute anything of the sort, could induce servants after a time to remain in, or charwomen to come to, the house. It had received a bad name, and that goes even further in disfavour of a residence than it does against a man or woman.

Finally, Miss Blake's establishment was limited to an old creature almost doting and totally deaf, the advantages of whose presence might have been considered problematical; but, then, as Miss Blake remarked, "she was somebody."

"And now she has taken fright," proceeded the lady. "How anyone could make her hear their story, the Lord in heaven alone knows; and if there was anything to see, I am sure she is far too blind to see it; but she says she daren't stay. She does not want to see poor master again till she is dead herself."

"I have got a tenant for the house the moment you like to say you will leave it," said Mr. Craven, in reply. "He cares for no ghost that ever was manufactured. He has a wife with a splendid digestion, and several grown-up sons and daughters. They will soon clear out the shadows; and their father is willing to pay two hundred and fifty pounds a year."

"And you think there is really nothing more of any use amongst the papers?"

"I am afraid not—I am afraid you must face the worst."

"And my sister's child left no better off than a street beggar," suggested Miss Blake.

"Come, come," remonstrated Mr. Craven; "matters are not so bad as all that comes to. Upon three hundred a year, you can live very comfortable on the Continent; and—"

"We'll go," interrupted Miss Blake; "but it is hard lines—not that anything better could have been expected from Robert Elmsdale."

"Ah! dear Miss Blake, the poor fellow is dead. Remember only his virtues, and let his faults rest."

"I sha'n't have much to burden my memory with, then," retorted Miss Blake, and departed.

Her next letter to my principal was dated from Rouen; but before that reached Buckingham Street, our troubles had begun.

For some reason best known to himself, Mr. Treseby, the good-natured country squire possessed of a wife with an excellent digestion, at the end of two months handed us half a year's rent, and requested we should try to let the house for the remainder of his term, he, in case of our failure, continuing amenable for the rent. In the course of the three years we secured eight tenants, and as from each a profit in the way of forfeit accrued, we had not to trouble Mr. Treseby for any more money, and were also enabled to remit some small bonuses—which came to her, Miss Blake assured us, as godsends—to the Continent.

After that the place stood vacant for a time. Various care-takers were eager to obtain the charge of it, but I only remember one who was not eager to leave.

That was a night-watchman, who never went home except in the daytime, and then to sleep, and he failed to understand why his wife, who was a pretty, delicate little creature, and the mother of four small children, should quarrel with her bread and butter, and want to leave so fine a place.

He argued the matter with her in so practical a fashion, that the nearest magistrate had to be elected umpire between them.

The whole story of the place was repeated in court, and the night-watchman's wife, who sobbed during the entire time she stood in the witness-box, made light of her black eye and numerous bruises, but said, "Not if Tim murdered her, could she stay alone in the house another night."

To prevent him murdering her, he was sent to gaol for two months, and Mr. Craven allowed her eight shillings a week till Tim was once more a free man, when he absconded, leaving wife and children chargeable to the parish.

"A poor, nervous creature," said Mr. Craven, who would not believe that where gas was, any house could be ghost-ridden. "We must really try to let the house in earnest."

And we did try, and we did let, over, and over, and over again, always with a like result, till at length Mr. Craven said to me: "Do you know, Patterson, I really am growing very uneasy about that house on the Thames. I am afraid some evil-disposed person is trying to keep it vacant."

"It certainly is very strange," was the only remark I felt capable of making.

We had joked so much about the house amongst ourselves, and ridiculed Miss Blake and her troubles to such an extent, that the matter bore no serious aspect for any of us juniors.

"If we are not soon able to let it," went on Mr. Craven, "I shall advise Miss Blake to auction off the furniture and sell the place. We must not always have an uninhabited house haunting our offices, Patterson."

I shook my head in grave assent, but all the time I was thinking the day when that house ceased to haunt our offices, would be a very dreary one for the wags amongst our clerks. "Yes, I certainly shall advise Miss Blake to sell," repeated Mr. Craven, slowly.

Although a hard-working man, he was eminently slow in his ideas and actions.

There was nothing express about our dear governor; upon no special mental train did he go careering through life. Eminently he preferred the parliamentary pace: and I am bound to say the life-journey so performed was beautiful exceedingly, with waits not devoid of interest at little stations utterly outside his profession, with kindly talk to little children, and timid women, and feeble men; with a pleasant smile for most with whom he came in contact, and time for words of kindly advice which did not fall perpetually on stony ground, but which sometimes grew to maturity, and produced rich grain of which himself beheld the garnering.

Nevertheless, to my younger and quicker nature, he did seem often very tardy.

"Why not advise her now?" I asked.

"Ah! my boy," he answered, "life is very short, yet it is long enough to have no need in it for hurry."

The same day, Colonel Morris appeared in our office. Within a fortnight, that gallant officer was our tenant; within a month, Mrs. Morris, an exceedingly fine lady, with grown-up children, with very young children also, with ayahs, with native servants, with English servants, with a list of acquaintances such as one may read of in the papers the day after a Queen's drawing-room, took possession of the Uninhabited House, and, for about three months, peace reigned in our dominions.

Buckingham Street, as represented by us, stank in the nostrils of no human being.

So far we were innocent of offence, we were simply ordinary solicitors and clerks, doing as fully and truly as we knew how, an extremely good business at rates which yielded a very fair return to our principal.

The Colonel was delighted with the place, he kindly called to say; so was Mrs. Morris; so were the grown-up sons and daughters of Colonel and Mrs. Morris; and so, it is to be presumed, were the infant branches of the family.

The native servants liked the place because Mr. Elmsdale, in view of his wife's delicate health, had made the house "like an oven," to quote Miss Blake. "It was bad for her, I know," proceeded that lady, "but she would have her own way, poor soul, and he—well, he'd have had the top brick of the chimney of a ten-story house off, if she had taken a fancy for that article."

Those stoves and pipes were a great bait to Colonel Morris, as well as a source of physical enjoyment to his servants.

He, too, had married a woman who was not always easy to please; but River Hall did please her, as was natural, with its luxuries of heat, ease, convenience, large rooms opening one out of another, wide verandahs overlooking the Thames, staircases easy of ascent; baths, hot, cold, and shower; a sweet, pretty garden, conservatory with a door leading into it from the spacious hall, all exceedingly cheap at two hundred pounds a year.

Accordingly, at first, the Colonel was delighted with the place, and not the less so because Mrs. Morris was delighted with it, and because it was also so far from town, that he had a remarkably good excuse for frequently visiting his club.

Before the new-comers, local tradesmen bowed down and did worship.

Visitors came and visitors went, carriages appeared in shoals, and double-knocks were plentiful as blackberries. A fresh leaf had evidently been turned over at River Hall, and the place meant to give no more trouble for ever to Miss Blake, or Mr. Craven, or anybody. So, as I have said, three months passed. We had got well into the dog-days by that time; there was very little to do in the office. Mr. Craven had left for his annual holiday, which he always took in the company of his wife and daughters—a correct, but possibly a depressing, way of spending a vacation which must have been intended to furnish some social variety in a man's life; and we were all very idle, and all very much inclined to grumble at the heat, and length, and general slowness of the days, when one morning, as I was going out in order to send a parcel off to Mrs. Craven, who should I meet coming panting up the stairs but Miss Blake!

"Is that you, Patterson?" she gasped. I assured her it was I in the flesh, and intimated my astonishment at seeing her in hers.

"Why, I thought you were in France, Miss Blake," I suggested.

"That's where I have just come from," she said. "Is Mr. Craven in?" I told her he was out of town.

"Ay—that's where everybody can be but me," she remarked, plaintively. "They can go out and stay out, while I am at the beck and call of all the scum of the earth. Well, well, I suppose there will be quiet for me sometime, if only in my coffin."

As I failed to see that any consolatory answer was possible, I made no reply. I only asked:

"Won't you walk into Mr. Craven's office, Miss Blake?"

"Now, I wonder," she said, "what good you think walking into his office will do me!"

Nevertheless, she accepted the invitation. I have, in the course of years, seen many persons suffering from heat, but I never did see any human being in such a state as Miss Blake was that day.

Her face was a pure, rich red, from temple to chin; it resembled nothing so much as a brick which had been out for a long time, first in the sun and the wind, and then in a succession of heavy showers of rain. She looked weather-beaten, and sun-burnt, and sprayed with salt-water, all at once. Her eyes were a lighter blue than I previously thought eyes could be. Her cheek-bones stood out more prominently than I had thought cheek-bones capable of doing. Her mouth—not quite a bad one, by the way—opened wider than any within my experience; and her teeth, white and exposed, were suggestive of a set of tombstones planted outside a stonemason's shop, or an upper and lower set exhibited at the entrance to a dentist's operating-room. Poor dear Miss Blake, she and those pronounced teeth parted company long ago, and a much more becoming set—which she got exceedingly cheap, by agreeing with the maker to "send the whole of the city of London to her, if he liked"—now occupy their place.

But on that especial morning they were very prominent. Everything, in fact, about the lady, or belonging to her, seemed exaggerated, as if the heat of the weather had induced a tropical growth of her mental and bodily peculiarities. Her bonnet was crooked beyond even the ordinary capacity of Miss Blake's head-gear; the strings were rolled up till they looked like ropes which had been knotted under her chin. A veil, as large and black as a pirate's flag, floated down her back; her shawl was at sixes and sevens; one side of her dress had got torn from the bodice, and trailed on the ground leaving a broadly-marked line of dust on the carpet. She looked as if she had no petticoats on; and her boots—those were the days ere side-springs and buttons obtained—were one laced unevenly, and the other tied on with a piece of ribbon.

As for her gloves, they were in the state we always beheld them; if she ever bought a new pair (which I do not believe), she never treated us to a sight of them till they had been long past decent service. They never were buttoned, to begin with; they had a wrinkled and haggard appearance, as if from extreme old age. If their colour had originally been lavender, they were always black with dirt; if black, they were white with wear.

As a bad job, she had, apparently, years before, given up putting a stitch in the ends of the fingers, when a stitch gave way; and the consequence was that we were perfectly familiar with Miss Blake's nails—and those nails looked as if, at an early period of her life, a hammer had been brought heavily down upon them. Mrs. Elmsdale might well be a beauty, for she had taken not only her own share of the good looks of the family, but her sister's also.

We used often, at the office, to marvel why Miss Blake ever wore a collar, or a tucker, or a frill, or a pair of cuffs. So far as clean linen was concerned, she would have appeared infinitely brighter and fresher had she and female frippery at once parted company. Her laces were always in tatters, her collars soiled, her cuffs torn, and her frills limp. I wonder what the natives thought of her in France! In London, we decided—and accurately, I believe—that Miss Blake, in the solitude of her own chamber, washed and got-up her cambrics and fine linen—and it was a "get-up" and a "put-on" as well.

Had any other woman, dressed like Miss Blake, come to our office, I fear the clerks would not have been over-civil to her. But Miss Blake was our own, our very own. She had grown to be as our very flesh and blood. We did not love her, but she was associated with us by the closest ties that can subsist between lawyer and client. Had anything happened to Miss Blake, we should, in the event of her death, have gone in a body to her funeral, and felt a want in our lives for ever after.

But Miss Blake had not the slightest intention of dying: we were not afraid of that calamity. The only thing we really did dread was that some day she might insist upon laying the blame of River Hall remaining uninhabited on our shoulders, and demand that Mr. Craven should pay her the rent out of his own pocket.

We knew if she took that, or any other pecuniary matter, seriously in hand, she would carry it through; and, between jest and earnest, we were wont to speculate whether, in the end, it might not prove cheaper to our firm if Mr. Craven were to farm that place, and pay Miss Blake's niece an annuity of say one hundred a year.

Ultimately we decided that it would, but that such a scheme was impracticable, because Miss Blake would always think we were making a fortune out of River Hall, and give us no peace till she had a share of the profit.

For a time, Miss Blake—after unfastening her bonnet-strings, and taking out her brooch and throwing back her shawl—sat fanning herself with a dilapidated glove, and saying, "Oh dear! oh dear! what is to become of me I cannot imagine." But, at length, finding I was not to be betrayed into questioning, she observed:

"If William Craven knew the distress I am in, he would not be out of town enjoying himself, I'll be bound."

"I am quite certain he would not," I answered, boldly. "But as he is away, is there nothing we can do for you?"

She shook her head mournfully. "You're all a parcel of boys and children together," was her comprehensive answer.

"But there is our manager, Mr. Taylor," I suggested.

"Him!" she exclaimed. "Now, if you don't want me to walk out of the office and never set foot in it again, don't talk to me about Taylor."

"Has Mr. Taylor offended you?" I ventured to inquire.

"Lads of your age should not ask too many questions," she replied. "What I have against Taylor is nothing to you; only don't make me desperate by mentioning his name."

I hastened to assure her that it should never be uttered by me again in her presence, and there ensued a pause, which she filled by looking round the office and taking a mental inventory of everything it contained.

Eventually, her survey ended in this remark, "And he can go out of town as well, and keep a brougham for his wife, and draw them daughters of his out like figures in a fashion-book, and my poor sister's child living in a two-pair lodging."

"I fear, Miss Blake," I ventured, "that something is the matter at River Hall."

"You fear, do you, young man?" she returned. "You ought to get a first prize for guessing. As if anything else could ever bring me back to London."

"Can I be of no service to you in the matter?"

"I don't think you can, but you may as well see his letter." And diving into the depths of her pocket, she produced Colonel Morris' communication, which was very short, but very much to the purpose.

"Not wishing," he said, "to behave in any unhandsome manner, I send you herewith" (herewith meant the keys of River Hall and his letter) "a cheque for one half-year's rent. You must know that, had I been aware of the antecedents of the place, I should never have become your tenant; and I must say, considering I have a wife in delicate health, and young children, the deception practised by your lawyers in concealing the fact that no previous occupant has been able to remain in the house, seems most unpardonable. I am a soldier, and, to me, these trade tricks appear dishonourable. Still, as I understand your position is an exceptional one, I am willing to forgive the wrong which has been done, and to pay six months' rent for a house I shall no longer occupy. In the event of these concessions appearing insufficient, I beg to enclose the names of my solicitors, and have the honour, madam, to remain

"Your most obedient servant,


In order to gain time, I read this letter twice over; then, diplomatically, as I thought, I said:

"What are you going to do, Miss Blake?"

"What are you going to do, is much nearer the point, I am thinking!" retorted that lady. "Do you imagine there is so much pleasure or profit in keeping a lawyer, that people want to do lawyer's work for themselves?"

Which really was hard upon us all, considering that so long as she could do her work for herself, Miss Blake ignored both Mr. Craven and his clerks.

Not a shilling of money would she ever, if she could help it, permit to pass through our hands—not the slightest chance did she ever voluntarily give Mr. Craven of recouping himself those costs or loans in which her acquaintance involved her sister's former suitor.

Had he felt any inclination—which I am quite certain he never did—to deduct Miss Helena's indebtedness, as represented by her aunt, out of Miss Helena's income, he could not have done it. The tenant's money usually went straight into Miss Blake's hands.

What she did with it, Heaven only knows. I know she did not buy herself gloves!

Twirling the Colonel's letter about, I thought the position over.

"What, then," I asked, "do you wish us to do?"

Habited as I have attempted to describe, Miss Blake sat at one side of a library-table. In, I flatter myself, a decent suit of clothes, washed, brushed, shaved, I sat on the other. To ordinary observers, I know I must have seemed much the best man of the two—yet Miss Blake got the better of me.

She, that dilapidated, red-hot, crumpled-collared, fingerless-gloved woman, looked me over from head to foot, as I conceived, though my boots were hidden away under the table, and I declare—I swear—she put me out of countenance. I felt small under the stare of a person with whom I would not then have walked through Hyde Park in the afternoon for almost any amount of money which could have been offered to me.

"Though you are only a clerk," she said at length, apparently quite unconscious of the effect she had produced, "you seem a very decent sort of young man. As Mr. Craven is out of the way, suppose you go and see that Morris man, and ask him what he means by his impudent letter."

I rose to the bait. Being in Mr. Craven's employment, it is unnecessary to say I, in common with every other person about the place, thought I could manage his business for him very much better than he could manage it for himself; and it had always been my own personal conviction that if the letting of the Uninhabited House were entrusted to me, the place would not stand long empty.

Miss Blake's proposition was, therefore, most agreeable; but still, I did not at once swallow her hook. Mr. Craven, I felt, might scarcely approve of my taking it upon myself to call upon Colonel Morris while Mr. Taylor was able and willing to venture upon such a step, and I therefore suggested to our client the advisability of first asking Mr. Craven's opinion about the affair.

"And keep me in suspense while you are writing and answering and running up a bill as long as Midsummer Day," she retorted. "No, thank you. If you don't think my business worth your attention, I'll go to somebody that may be glad of it." And she began tying her strings and feeling after her shawl in a manner which looked very much indeed like carrying out her threat.

At that moment I made up my mind to consult Taylor as to what ought to be done. So I appeased Miss Blake by assuring her, in a diplomatic manner, that Colonel Morris should be visited, and promising to communicate the result of the interview by letter.

"That you won't," she answered. "I'll be here to-morrow to know what he has to say for himself. He is just tired of the house, like the rest of them, and wants to be rid of his bargain."

"I am not quite sure of that," I said, remembering my principal's suggestion. "It is strange, if there really is nothing objectionable about the house, that no one can be found to stay in it. Mr. Craven has hinted that he fancies some evil-disposed person must be playing tricks, in order to frighten tenants away."

"It is likely enough," she agreed. "Robert Elmsdale had plenty of enemies and few friends; but that is no reason why we should starve, is it?"

I failed to see the logical sequence of Miss Blake's remark, nevertheless I did not dare to tell her so; and agreed it was no reason why she and her niece should be driven into that workhouse which she frequently declared they "must come to."

"Remember," were her parting words, "I shall be here to-morrow morning early, and expect you to have good news for me."

Inwardly resolving not to be in the way, I said I hoped there would be good news for her, and went in search of Taylor.

"Miss Blake has been here," I began. "THE HOUSE is empty again. Colonel Morris has sent her half a year's rent, the keys, and the address of his solicitors. He says we have acted disgracefully in the matter, and she wants me to go and see him, and declares she will be back here first thing to-morrow morning to know what he has to say for himself. What ought I to do?"

Before Mr. Taylor answered my question, he delivered himself of a comprehensive anathema which included Miss Blake, River Hall, the late owner, and ourselves. He further wished he might be essentially etceteraed if he believed there was another solicitor, besides Mr. Craven, in London who would allow such a hag to haunt his offices.

"Talk about River Hall being haunted," he finished; "it is we who are witch-ridden, I call it, by that old Irishwoman. She ought to be burnt at Smithfield. I'd be at the expense of the faggots!"

"What have you and Miss Blake quarrelled about?" I inquired. "You say she is a witch, and she has made me take a solemn oath never to mention your name again in her presence."

"I'd keep her presence out of these offices, if I was Mr. Craven," he answered. "She has cost us more than the whole freehold of River Hall is worth."

Something in his manner, more than in his words, made me comprehend that Miss Blake had borrowed money from him, and not repaid it, so I did not press for further explanation, but only asked him once again what I ought to do about calling upon Colonel Morris.

"Call, and be hanged, if you like!" was the reply; and as Mr. Taylor was not usually a man given to violent language, I understood that Miss Blake's name acted upon his temper with the same magical effect as a red rag does upon that of a turkey-cock.


Colonel Morris, after leaving River Hall, had migrated temporarily to a fashionable West End hotel, and was, when I called to see him, partaking of tiffin in the bosom of his family, instead of at his club.

As it was notorious that he and Mrs. Morris failed to lead the most harmonious of lives, I did not feel surprised to find him in an extremely bad temper.

In person, short, dapper, wiry, thin, and precise, his manner matched his appearance. He had martinet written on every square foot of his figure. His moustache was fiercely waxed, his shirt-collar inflexible, his backbone stiff, while his shoulder-blades met flat and even behind. He held his chin a little up in the air, and his walk was less a march than a strut.

He came into the room where I had been waiting for him, as I fancied he might have come on a wet, cold morning to meet an awkward-squad. He held the card I sent for his inspection in his hand, and referred to it, after he had looked me over with a supercilious glance.

"Mr. Patterson, from Messrs. Craven and Son," he read slowly out loud, and then added:

"May I inquire what Mr. Patterson from Messrs. Craven and Son wants with me?"

"I come from Miss Blake, sir," I remarked.

"It is here written that you come from Messrs. Craven and Son," he said.

"So I do, sir—upon Miss Blake's business. She is a client of ours, as you may remember."

"I do remember. Go on."

He would not sit down himself or ask me to be seated, so we stood throughout the interview. I with my hat in my hand, he twirling his moustache or scrutinising his nails while he talked.

"Miss Blake has received a letter from you, sir, and has requested me to ask you for an explanation of it."

"I have no further explanation to give," he replied.

"But as you took the house for two years, we cannot advise Miss Blake to allow you to relinquish possession in consideration of your having paid her six months' rent."

"Very well. Then you can advise her to fight the matter, as I suppose you will. I am prepared to fight it."

"We never like fighting, if a matter can be arranged amicably," I answered. "Mr. Craven is at present out of town; but I know I am only speaking his words, when I say we shall be glad to advise Miss Blake to accept any reasonable proposition which you may feel inclined to make."

"I have sent her half a year's rent," was his reply; "and I have refrained from prosecuting you all for conspiracy, as I am told I might have done. Lawyers, I am aware, admit they have no consciences, and I can make some allowance for a person in Miss Blake's position, otherwise."

"Yes, sir?" I said, interrogatively.

"I should never have paid one penny. It has, I find, been a well-known fact to Mr. Craven, as well as to Miss Blake, that no tenant can remain in River Hall. When my wife was first taken ill there—in consequence of the frightful shock she received—I sent for the nearest medical man, and he refused to come; absolutely sent me a note, saying, 'he was very sorry, but he must decline to attend Mrs. Morris. Doubtless, she had her own physician, who would be happy to devote himself to the case.'"

"And what did you do?" I asked, my pulses tingling with awakened curiosity.

"Do!" he repeated, pleased, perhaps, to find so appreciative a listener. "I sent, of course, for the best advice to be had in London, and I went to the local doctor—a man who keeps a surgery and dispenses medicines—myself, to ask what he meant by returning such an insolent message in answer to my summons. And what do you suppose he said by way of apology?"

"I cannot imagine," I replied.

"He said he would not for ten times over the value of all the River Hall patients, attend a case in the house again. 'No person can live in it,' he went on, 'and keep his, her, or its health. Whether it is the river, or the drains, or the late owner, or the devil, I have not an idea. I can only tell you no one has been able to remain in it since Mr. Elmsdale's death, and if I attend a case there, of course I say, Get out of this at once. Then comes Miss Blake and threatens me with assault and battery—swears she will bring an action against me for libelling the place; declares I wish to drive her and her niece to the workhouse, and asserts I am in league with some one who wants to keep the house vacant, and I am sick of it. Get what doctor you choose, but don't send for me.'"

"Well, sir?" I suggested.

"Well! I don't consider it well at all. Here am I, a man returning to his native country—and a beastly country it is!—after nearly thirty years' absence, and the first transaction upon which I engage proves a swindle. Yes, a swindle, Mr. Patterson. I went to you in all good faith, took that house at your own rent, thought I had got a desirable home, and believed I was dealing with respectable people, and now I find I was utterly deceived, both as regards the place and your probity. You knew the house was uninhabitable, and yet you let it to me."

"I give you my word," I said, "that we really do not know yet in what way the house is uninhabitable. It is a good house, as you know; it is well furnished; the drainage is perfect; so far as we are concerned, we do not believe a fault can be found with the place. Still, it has been a fact that tenants will not stay in it, and we were therefore glad to let it to a gentleman like yourself, who would, we expected, prove above subscribing to that which can only be a vulgar prejudice."

"What is a vulgar prejudice?" he asked.

"The idea that River Hall is haunted," I replied.

"River Hall is haunted, young man," he said, solemnly.

"By what?" I asked.

"By some one who cannot rest in his grave," was the answer.

"Colonel Morris," I said, "some one must be playing tricks in the house."

"If so, that some one does not belong to this world," he remarked.

"Do you mean really and seriously to tell me you believe in ghosts?" I asked, perhaps a little scornfully.

"I do, and if you had lived in River Hall, you would believe in them too," he replied. "I will tell you," he went on, "what I saw in the house myself. You know the library?"

I nodded in assent. We did know the library. There our trouble seemed to have taken up its abode.

"Are you aware lights have frequently been reflected from that room, when no light has actually been in it?"

I could only admit this had occasionally proved a ground of what we considered unreasonable complaint.

"One evening," went on the Colonel, "I determined to test the matter for myself. Long before dusk I entered the room and examined it thoroughly—saw to the fastenings of the windows, drew up the blinds, locked the door, and put the key in my pocket. After dinner I took a cigar and walked up and down the grass path beside the river, until dark. There was no light—not a sign of light of any kind, as I turned once more and walked up the path again; but as I was retracing my steps I saw that the room was brilliantly illuminated. I rushed to the nearest window and looked in. The gas was all ablaze, the door of the strong room open, the table strewed with papers, while in an office-chair drawn close up to the largest drawer, a man was seated counting over bank-notes. He had a pile of them before him, and I distinctly saw that he wetted his fingers in order to separate them."

"Most extraordinary!" I exclaimed. I could not decently have said anything less; but I confess that I had in my recollection the fact of Colonel Morris having dined.

"The most extraordinary part of the story is still to come," he remarked. "I hurried at once into the house, unlocked the door, found the library in pitch darkness, and when I lit the gas the strong room was closed; there was no office-chair in the room, no papers were on the table—everything, in fact, was precisely in the same condition as I had left it a few hours before. Now, no person in the flesh could have performed such a feat as that."

"I cannot agree with you there," I ventured. "It seems to me less difficult to believe the whole thing a trick, than to attribute the occurrence to supernatural agency. In fact, while I do not say it is impossible for ghosts to be, I cannot accept the fact of their existence."

"Well, I can, then," retorted the Colonel. "Why, sir, once at the Cape of Good Hope—" but there he paused. Apparently he recollected just in time that the Cape of Good Hope was a long way from River Hall.

"And Mrs. Morris," I suggested, leading him back to the banks of the Thames. "You mentioned some shock—"

"Yes," he said, frankly. "She met the same person on the staircase I saw in the library. He carried in one hand a lighted candle, and in the other a bundle of bank-notes. He never looked at her as he passed—never turned his head to the spot where she stood gazing after him in a perfect access of terror, but walked quietly downstairs, crossed the hall, and went straight into the library without opening the door. She fainted dead away, and has never known an hour's good health since."

"According to all accounts, she had not before, or good temper either," I thought; but I only said, "You had told Mrs. Morris, I presume, of your adventure in the library?"

"No," he answered; "I had not; I did not mention it to anyone except a brother officer, who dined with me the next evening."

"Your conversation with him might have been overheard, I suppose," I urged.

"It is possible, but scarcely probable," he replied. "At all events, I am quite certain it never reached my wife's ears, or she would not have stayed another night in the house."

I stood for a few moments irresolute, but then I spoke. I told him how much we—meaning Messrs. Craven and Son—his manager and his cashier, and his clerks, regretted the inconvenience to which he had been put; delicately I touched upon the concern we felt at hearing of Mrs. Morris' illness. But, I added, I feared his explanation, courteous and ample as it had been, would not satisfy Miss Blake, and trusted he might, upon consideration, feel disposed to compromise the matter.

"We," I added, "will be only too happy to recommend our client to accept any reasonable proposal you may think it well to make."

Whereupon it suddenly dawned upon the Colonel that he had been showing me all his hand, and forthwith he adopted a very natural course. He ordered me to leave the room and the hotel, and not to show my face before him again at my peril. And I obeyed his instructions to the letter.

On the same evening of that day I took a long walk round by the Uninhabited House.

There it was, just as I had seen it last, with high brick walls dividing it from the road; with its belt of forest-trees separating it from the next residence, with its long frontage to the river, with its closed gates and shuttered postern-door.

The entrance to it was not from the main highway, but from a lane which led right down to the Thames; and I went to the very bottom of that lane and swung myself by means of a post right over the river, so that I might get a view of the windows of the room with which so ghostly a character was associated. The blinds were all down and the whole place looked innocent enough.

The strong, sweet, subtle smell of mignonette came wafted to my senses, the odours of jessamine, roses, and myrtle floated to me on the evening breeze. I could just catch a glimpse of the flower-gardens, radiant with colour, full of leaf and bloom.

"No haunted look there," I thought. "The house is right enough, but some one must have determined to keep it empty." And then I swung myself back into the lane again, and the shadow of the high brick wall projected itself across my mind as it did across my body.

"Is this place to let again, do you know?" said a voice in my ear, as I stood looking at the private door which gave a separate entrance to that evil-reputed library.

The question was a natural one, and the voice not unpleasant, yet I started, having noticed no one near me.

"I beg your pardon," said the owner of the voice. "Nervous, I fear!"

"No, not at all, only my thoughts were wandering. I beg your pardon—I do not know whether the place is to let or not."

"A good house?" This might have been interrogative, or uttered as an assertion, but I took it as the former, and answered accordingly.

"Yes, a good house—a very good house, indeed," I said.

"It is often vacant, though," he said, with a light laugh.

"Through no fault of the house," I added.

"Oh! it is the fault of the tenants, is it?" he remarked, laughing once more. "The owners, I should think, must be rather tired of their property by this time."

"I do not know that," I replied. "They live in hope of finding a good and sensible tenant willing to take it."

"And equally willing to keep it, eh?" he remarked. "Well, I, perhaps, am not much of a judge in the matter, but I should say they will have to wait a long time first."

"You know something about the house?" I said, interrogatively.

"Yes," he answered, "most people about here do, I fancy—but least said soonest mended"; and as by this time we had reached the top of the lane, he bade me a civil good-evening, and struck off in a westerly direction.

Though the light of the setting sun shone full in my face, and I had to shade my eyes in order to enable me to see at all, moved by some feeling impossible to analyse, I stood watching that retreating figure. Afterwards I could have sworn to the man among ten thousand.

A man of about fifty, well and plainly dressed, who did not appear to be in ill-health, yet whose complexion had a blanched look, like forced sea-kale; a man of under, rather than over middle height, not of slight make, but lean as if the flesh had been all worn off his bones; a man with sad, anxious, outlooking, abstracted eyes, with a nose slightly hooked, without a trace of whisker, with hair thin and straight and flaked with white, active and lithe in his movements, a swift walker, though he had a slight halt. While looking at him thrown up in relief against the glowing western sky, I noticed, what had previously escaped my attention, that he was a little deformed. His right shoulder was rather higher than the other. A man with a story in his memory, I imagined; a man who had been jilted by the girl he loved, or who had lost her by death, or whose wife had proved faithless; whose life, at all events, had been marred by a great trouble. So, in my folly, I decided; for I was young then, and romantic, and had experienced some sorrow myself connected with pecuniary matters.

For the latter reason, it never perhaps occurred to me to associate the trouble of my new acquaintance, if he could be so called, with money annoyances. I knew, or thought I knew, at all events, the expression loss of fortune stamps on a man's face; and the look which haunted me for days after had nothing in it of discontent, or self-assertion, or struggling gentility, or vehement protest against the decrees of fortune. Still less was it submissive. As I have said, it haunted me for days, then the memory grew less vivid, then I forgot the man altogether. Indeed, we shortly became so absorbed in the fight between Miss Blake and Colonel Morris, that we had little time to devote to the consideration of other matters.

True to her promise, Miss Blake appeared next morning in Buckingham Street. Without bestowing upon me even the courtesy of "good morning," she plunged into the subject next her heart.

"Did you see him?" she asked.

I told her I had. I repeated much of what he said; I assured her he was determined to fight the matter, and that although I did really not think any jury would give a verdict in his favour, still I believed, if the matter came into court, it would prevent our ever letting the house again.

"I should strongly recommend you, Miss Blake," I finished, "to keep what he offers, and let us try and find another tenant."

"And who asked you to recommend anything, you fast young man?" she demanded. "I am sure I did not, and I am very sure Mr. Craven would not be best pleased to know his clerks were setting themselves up higher than their master. You would never find William Craven giving himself airs such as you young whipper-snappers think make you seem of some consequence. I just tell him what I want done, and he does it, and you will please to do the same, and serve a writ on that villain without an hour's delay."

I asked on what grounds we were to serve the writ. I pointed out that Colonel Morris did not owe her a penny, and would not owe her a penny for some months to come; and in reply she said she would merely inquire if I meant that she and her poor niece were to go to the workhouse.

To this I answered that the amount already remitted by Colonel Morris would prevent such a calamity, but she stopped my attempt at consolation by telling me not to talk about things I did not understand.

"Give me William Craven's address," she added, "and I will write to him direct. I wonder what he means by leaving a parcel of ignorant boys to attend to his clients while he is away enjoying himself! Give me his address, and some paper and an envelope, and I can write my letter here."

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